![]() Bank, Ally Auto, TD Bank, Bank of America and Westlake Financial. This California-based online dealer does not directly offer vehicle financing for its used vehicles but rather helps drivers match with its partners: Chase Bank, U.S. The Shift help center also answers common queries related to buying, selling or financing your next vehicle purchase. You must live within the pickup radius of a Shift hub.ĭrivers can call Shift customer support at 85 from Monday to Friday between 9:30 a.m. Selling not available in every state: Residents of some states aren't eligible to sell with Shift.Service and delivery fees: The cost is undisclosed, but prepare for a high cost if you live far from a Shift location.You’ll have to pay the displayed price or find another option. Non-negotiable prices: Unlike traditional buying, you can’t haggle.Return period: Shift has a 200-mile or seven-day return period - whichever is sooner - to ensure you made the right vehicle choice.Prequalification available: The option to prequalify means you can view expected rates without a hard credit pull.Convenient: You can shop, finance and arrange for vehicle delivery all from the ease of home.The convenience of front-door delivery carries some downsides. Check out our full Shift versus Vroom comparison for more details. And there’s a 90-day/6,000 mile limited warranty on vehicle purchases - a far more generous offer than the 30-day/1,000-mile powertrain warranty Shift offers. Furthermore, new cars are available for purchase on the platform. ![]() Borrowers can get approved for a loan the same day they apply - not all of Shift’s lenders offer this perk. Vroom also offers vehicle delivery your car will be shipped to a nearby location or delivered to your home. Vroom also makes it easier to buy a car and secure financing without visiting the dealership. On the other hand, you’ll generally have to make a down payment to purchase a vehicle - while this is an option with Shift, it’s not clear if it’s required. And you can avoid delivery fees by opting to pick your vehicle from a Carvana car vending machine instead of having it delivered to your home. But its loan terms range from 12 to 72 months, whereas your options with Shift start at 36 months. Also like Shift, Carvana features a seven-day money-back guarantee and coverage options to help protect your investment. Shift versus CarvanaĬarvana is another one-stop shop that simplifies the car buying process and claims to make loans accessible to borrowers from varying credit backgrounds. Shift does state that it serves customers “of all credit profiles,” including those with poor or minimal credit history. The process is simple, takes just 60 seconds and won’t impact your credit score. Instead, you’ll need to get prequalified online to view your rates from Shift’s lending partners. So, you won’t find a minimum credit score or income requirement online. Shift does not disclose eligibility criteria for auto loans as it varies by lender. We do not include the universe of companies or financial offers that may be available to you. But this compensation does not influence the information we publish, or the reviews that you see on this site. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. The offers that appear on this site are from companies that compensate us. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.īankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. We are an independent, advertising-supported comparison service.
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